Are you listed as a grantor on your deed? See what may be the latest money-making scheme on liens on your home. You may need a real estate attorney AND a Will.
If you have former bank members listed as the trustees of your property when you receive your deed from the bank, be sure to have a Real Estate Attorney redraft your deed after your loan has been paid off. Most legal documents have expiration dates and, according to mine, Mr Anthony E. Barrett III's commission runs out on January 31, 2024 for mine. So that is the due date for the completion of this task.
Ezekiel 45:9
9 “This is what the Sovereign Lord Jehovah says: ‘You have gone far enough, chieftains of Israel!’
“‘Put an end to your violence and oppression, and do what is just and righteous.+ Stop seizing the property of my people,’+ declares the Sovereign Lord Jehovah.
If you have paid off your house, but have names of bankers designated as the trustees of your property on your deed, then you'll need a lawyer to die in order to leave said property to your kin.
You may be able to file the process yourself in certain states, but I believe you want a piece of paper that lists YOU as the Trustee so there’s is NO confusion over grantor, grantees and tenants.
If bankers are named as your trustees on your deed, then there may be confusion after you die that may lead the property to go into probate once your Will comes to light.
After visiting Fairfax County's Circuit Court building, the clerk told me: "the house is yours if you're alive, but when you die your deed will have to be updated by a real estate attorney beforehand to name yourself as a trustee in order to leave the property to your children, etc..."
I received the deed to my house at the courthouse back in June of 2023. I'm still listed as the Grantor after they stapled it to my letter from the bank saying it was paid off. But you need a new piece of paper that is dated from the county/state you are living in that may have to be notarized listing YOU as the trustee.
There is some discrepency now, whether a Will can enable you to leave your house to your children. It appears you need a real estate lawyer to make YOU a trustee before you die, otherwise the people (the bank) named as Trustees on your Deed ultimately have the final say. So remember, you'll need a lawyer in order to die these days and leave your house to your kids.
When a Will and a Deed Conflict:
Must be why I had so many spam calls for death insurance.
I believe this latest scam attacks people, I would conjecture the elderly, who have paid off their home but may not yet have gone through the process of naming themselves as trustees on their home's deed. I was trying to find the YouTube short of the video I saw of someone bearing witness to congress about the banking tax lien scandals goin on. But after a search, the targeted ad popped up ("well, look what we have here") and took screen captures:
So the banks are screwing you while you pay interest on your loan, if you're still paying for your home, and then the state along with the banks screw your children after you die after your home is paid off by stealing the inheritance of your beneficiaries.
I would advise all homeowners to pay off their house and get named as a trustee on your home deed. Speed up the process by paying (1) extra principal payment (mortgage payment to principal) for the year. Or take a penalty on your Roth IRA and clear the loan for early retirement.
June 15 Tweet
As I unstapled my previous deeds and made photocopies at the Library (I got a TSA warning on the credit card reader LOL!) I discovered Slavery still exists in Virginia.
Evidence regarding original notarized State of Virginia County of Fairfax certification on September 29, 2005 by Notary Public Curtis Wayne Morgan.
#TaxLiens #RealEstateAttorney #HouseDeed #Will #YourHouseBeneficiaries #WhoGetsMyHomeWhenIDie #beneficiaries #Trustee
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